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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. In Ohio, an agent must be appointed by the Insurer within how many days from the date the agency contract Is
executed, or the first Insurance application Is submitted?

A) 20
B) 15
C) 30
D) 10

2. The only beneficiary named in a life insurance policy died before the Insured. The policyowner did not name a
new beneficiary. When a claim is filed, the death benefit would be paid to the

A) Insured's next of kin.
B) beneficiary's estate.
C) insured's estate.
D) policyowner.

3. Who can surrender an annuity during the accumulation period?

A) The beneficiary.
B) The policyowner.
C) The company.
D) The annuitant.

4. The grace period is a period of time

A) after the premium is due but while the policy remains in force.
B) after the premium is received and before the policy is issued.
C) between the death of the insured individual and the payment of the benefits.
D) after the premium is paid and before the policy is issued.

5. Which of the following individuals has the right to name a beneficiary?

A) producer
B) owner
C) Insured
D) assignee

Solutions: