Insurance Licensing NY-Life-Accident-and-Health Q&A - in .pdf

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Oct 06, 2026
  • Q & A: 122 Questions and Answers
  • Printable Insurance Licensing NY-Life-Accident-and-Health PDF Format. It is an electronic file format regardless of the operating system platform.
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Insurance Licensing NY-Life-Accident-and-Health Q&A - Testing Engine

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Oct 06, 2026
  • Q & A: 122 Questions and Answers
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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionObjectives
Accident and Health Insurance- Health insurance products
  • 1. Disability income insurance
    • 2. Hospital and medical expense coverage
      - Policy features and provisions
      • 1. Coordination of benefits
        • 2. Elimination periods and benefit limits
          State Regulations (New York)- Ethics and compliance
          • 1. Producer responsibilities and conduct
            • 2. Unfair trade practices
              - Licensing requirements
              • 1. Application and background checks
                • 2. Pre-licensing education requirements
                  Insurance Fundamentals- Insurance contract law basics
                  • 1. Elements of a valid contract
                    • 2. Policy provisions and clauses
                      - Principles of insurance and risk management
                      • 1. Insurable interest and indemnity concepts
                        • 2. Risk classification and pooling of risk

                          Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

                          Question #1

                          Who would NOT be covered under an additional insured rider attached to a life insurance policy?

                          • A. Employees.
                          • B. Dependent parents.
                          • C. A spouse.
                          • D. Minor children.
                          Reveal Solution  Discussion  0

                          Correct Answer: A  🗳️

                          Explanation: Only visible for TorrentValid members. You can sign-up / login (it's free).

                          Question #2

                          Medicaid provides which coverage that Medicare does NOT?

                          • A. ambulance services
                          • B. custodial care
                          • C. inpatient psychiatric care
                          • D. inpatient hospital services
                          Reveal Solution  Discussion  0

                          Correct Answer: B  🗳️

                          Explanation: Only visible for TorrentValid members. You can sign-up / login (it's free).

                          Question #3

                          A single contract for group medical insurance issued to an employer is known as

                          • A. a certificate policy.
                          • B. a master policy.
                          • C. an employer policy.
                          • D. a group policy.
                          Reveal Solution  Discussion  0

                          Correct Answer: B  🗳️

                          Explanation: Only visible for TorrentValid members. You can sign-up / login (it's free).

                          Question #4

                          Long-term care policies MUST cover which of the following conditions?

                          • A. Alzheimer's disease.
                          • B. Acts of war while serving in the military.
                          • C. Self-inflicted injuries.
                          • D. Alcoholism or drug addiction.
                          Reveal Solution  Discussion  0

                          Correct Answer: A  🗳️

                          Explanation: Only visible for TorrentValid members. You can sign-up / login (it's free).

                          Question #5

                          Which of the following is an example of risk sharing?

                          • A. pooling money to cover malpractice exposures
                          • B. purchasing an insurance policy to cover liability exposures
                          • C. installing a sprinkler system in a high-rise building
                          • D. choosing not to purchase a car
                          Reveal Solution  Discussion  0

                          Correct Answer: A  🗳️

                          Explanation: Only visible for TorrentValid members. You can sign-up / login (it's free).

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