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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Who would NOT be covered under an additional insured rider attached to a life insurance policy?

A) Employees.
B) Dependent parents.
C) A spouse.
D) Minor children.

2. Medicaid provides which coverage that Medicare does NOT?

A) ambulance services
B) custodial care
C) inpatient psychiatric care
D) inpatient hospital services

3. A single contract for group medical insurance issued to an employer is known as

A) a certificate policy.
B) a master policy.
C) an employer policy.
D) a group policy.

4. Long-term care policies MUST cover which of the following conditions?

A) Alzheimer's disease.
B) Acts of war while serving in the military.
C) Self-inflicted injuries.
D) Alcoholism or drug addiction.

5. Which of the following is an example of risk sharing?

A) pooling money to cover malpractice exposures
B) purchasing an insurance policy to cover liability exposures
C) installing a sprinkler system in a high-rise building
D) choosing not to purchase a car

Solutions: