Insurance Licensing InsNV_Health02 Value Pack (Frequently Bought Together)

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Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:

Nevada Division of Insurance / Pearson VUE

Exam Name:

NV Accident and Health

Exam Number:

InsNV_Health02

Exam Price:

USD 37

Available Languages:

English

Exam Duration:

135 minutes

Real Exam Qty:

98 (88 scored + 10 pretest)

Exam Format:

Multiple choice, Computer-based examination, Two sections: General Knowledge and Nevada Specific

Related Certifications:

Nevada Resident Insurance Producer License
Nevada Accident and Health Insurance Producer License

Passing Score:

70 scaled score

Certificate Validity Period:

The examination must be passed within 1 year before applying for the Nevada resident producer license; the Health producer license is subject to the applicable Nevada license renewal period.

Sample Questions:

Free Download InsNV_Health02 Actual tests

Exam Way:

Pearson VUE computer-based examination available at Pearson VUE test centers and through OnVUE online proctoring. Reservations should generally be made at least 24 hours in advance. The exam consists of 50 scored plus 5 pretest questions in the Accident & Health General Knowledge section and 38 scored plus 5 pretest questions in the Health Nevada Specific section.

Pre Condition:

For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Section

Weight

Objectives

Topic 1: Nevada Statutes and Codes Common to Life and Health Insurance Only

- Advertising
- Credit life and health insurance
- Group life and health insurance

1. Eligible groups
2. Required provisions

Topic 2: Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance

20%

- Licensing

1. Obtaining a license
2. Renewal and continuing education
3. Suspension, revocation, and refusal of license
4. Persons required to be licensed
5. Name of licensee
6. Termination of license

- Insurance Commissioner

1. General powers and duties
2. Examinations
3. Notice and hearings and penalties

- Nevada Life and Health Insurance Guaranty Association
- Definitions

1. Cost-sharing
2. Insurer
3. Certificate of authority
4. Domestic, foreign, and alien
5. Transacting insurance
6. Authorized and unauthorized
7. Premiums

- Marketing Practices

1. Required records and record retention
2. Silver State Health Insurance Exchange
3. Commissions and payment restrictions
4. Affordable Care Act
5. Unfair practices
- Unfair claims methods and practices and settlement of claims
- Rebating and inducement
- Twisting
- Misrepresentation
- Fraud
- Unfair discrimination
- Defamation
6. Fiduciary responsibilities

Topic 3: Nevada Statutes and Codes Pertinent to Health Insurance Only

14%

- Mandatory policy clauses and provisions

1. Coverage for newborn children
2. Coverage for physical handicap or intellectual disability for dependent children
3. Coverage for preventive healthcare services

- Medicare

1. Prescription Drug Plan
2. Medicare supplement regulation
3. Medicare Advantage Plans

- Coverage for reconstructive surgery
- Availability of coverage for mental health and treatment of alcohol abuse and drug abuse
- Hospice care
- Long Term Care

Topic 4: Accident & Health – General Knowledge

50%

- Policy Provisions, Clauses, and Riders

1. Rights of renewability
- Noncancelable
- Cancelable
- Guaranteed renewable
2. Riders
- Impairment and exclusions
- Guaranteed insurability
- Future increase option
3. Mandatory and optional provisions
- Entire contract
- Time limit on certain defenses
- Grace period
- Reinstatement
- Notice of claim
- Claim forms
- Proof of loss
- Time of payment of claims
- Payment of claims
- Physical examination and autopsy
- Legal actions
- Change of beneficiary
- Misstatement of age or gender
- Change of occupation
- Illegal occupation
- Relation of earnings to insurance
4. Other provisions and clauses
- Insuring clause
- Free look
- Consideration clause
- Probationary period
- Elimination period
- Waiver of premium
- Exclusions and limitations
- Preexisting conditions
- Coinsurance
- Deductibles
- Eligible expenses
- Copayments
- Pre-authorizations and prior approval requirements
- Usual, reasonable, and customary charges
- Lifetime, annual, or per cause maximum benefit limits

- Social Insurance

1. Medicaid
2. Social Security benefits
3. Medicare Parts A, B, C, and D

- Other Insurance Concepts

1. Total, partial, recurrent, and residual disability
2. Owner's rights
3. Dependent children benefits
4. Managed care
5. Nonduplication and coordination of benefits
6. Workers Compensation
7. Cost containment
8. Tax treatment of premiums and proceeds of insurance contracts
9. Subrogation
10. Modes of premium payments
11. Occupational vs. non-occupational
12. Primary and contingent beneficiaries

- Field Underwriting Procedures

1. Submitting application and initial premium to company for underwriting
2. Explaining policy provisions, riders, exclusions, and ratings
3. Sources of insurability and HIPAA privacy information
4. Initial premium payment and receipt
5. Replacement
6. Completing the application
7. Policy delivery
8. Contract law
- Elements of a contract
- Insurable interest
- Warranties and representations
- Unique aspects of the insurance contract

- Types of Policies

1. Individual and Group Long Term Care
- Eligibility
- Levels of care
2. Medicare supplement policies
3. Group insurance
- Differences between individual and group contracts
- General characteristics
- COBRA
4. Medical expense insurance
- Basic hospital, medical, and surgical policies
- Major medical policies
- Health Maintenance Organizations
- Preferred Provider Organizations
- Point of Service plans
- Flexible Spending Accounts
- High Deductible Health Plans and Health Savings Accounts
- Health Reimbursement Accounts
5. Disability income
- Individual disability income policy
- Business overhead expense policy
- Business disability buyout policy
- Group disability income policy
- Key employee policy
6. Other policies
- Dental
- Vision
- Cancer
- Critical illness or specified disease
- Worksite employer-sponsored
- Hospital indemnity
- Short-term medical
- Accident
7. Accidental death and dismemberment

Insurance Licensing NV Accident and Health Materials That Go Where You Go

How does TorrentValid build InsNV_Health02 material for real learners?

Three things set it apart. The bank is researched, not assembled — a specialized team studies question patterns for different kinds of learners, so 132 practice questions for the InsNV_Health02 exam actually match how people study. The formats are flexible — PDF, PC engine, and an online engine that works offline once downloaded. And the service is integrated — verified answers, daily updates for 365 days, and support by email or online chat at any hour.

How is the InsNV_Health02 exam content divided?

The official Insurance Licensing NV Accident and Health outline splits its weight like this:

Nevada Statutes and Codes Pertinent to Health Insurance Only (14%)
Accident & Health – General Knowledge (50%)
Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance (20%)

Work the heaviest domains first, then let TorrentValid practice sessions confirm each one.

Can I really study without an internet connection?

Yes — that is one of the strengths of the online InsNV_Health02 version. Download it once in an online environment, and it works offline after that on any electronic device, with unlimited use wherever you are. A network outage, a long flight, a rural commute — your Insurance Licensing NV Accident and Health study environment travels with you instead of depending on the nearest router. The PC engine and printable PDF play the same role for desk and paper study.

What does the real InsNV_Health02 exam look like in format?

Around 98 (88 scored + 10 pretest) questions in 135 minutes minutes. The PC engine recreates that exact environment, so practicing in it doubles as dress rehearsal for exam day — and 132 practice questions for the InsNV_Health02 exam give you plenty of runs to feel ready.

Do I need to meet any prerequisites for InsNV_Health02?

Who builds the InsNV_Health02 question bank, and how?

A professional team of specialized experts, organized specifically to research question patterns and study how different learners approach the InsNV_Health02 material. Content is refined against the live Insurance Licensing NV Accident and Health blueprint, every answer is verified before publication, and the bank keeps pace with contemporary talent development — so it serves the way people actually prepare today, not the way they did years ago.

What is the passing score for InsNV_Health02, and what is the fee?

A pass requires 70 scaled score, and sitting the exam costs USD 37. Since every retake repeats that fee, thorough preparation with verified TorrentValid material is the investment that protects it.

Insurance Licensing NV Accident and Health Sample Questions:

Question #1

Under an Accidental Death and Dismemberment policy, in which of the following circumstances will an autopsy NOT be performed?

A. When it is prohibited by law
B. When the cause of death was an illness
C. When the beneficiary refuses to give consent
D. When the cause of death was an accident

Reveal Solution Discussion 0

Correct Answer: A 🗳️